Contact the bank for fee information.
Fast Facts: Young Americans Bank ATM Card
- For withdrawals only; no deposits
- Can withdraw maximum of $100 per business day
- Transaction fees charged by Young Americans Bank – $1.50 (first 2 each month free)
- No ATM terminal charge when used at any FirstBank ATM (transaction fees still apply)
- No annual fee
Automated Teller Machine (ATM) cards let you access your accounts from ATMs all over Colorado, the US, and even some foreign countries. ATM cards make accessing your savings or checking account easy, but they are not free. Each time you use an ATM card you usually have to pay 2 different fees:
Transaction fee – this fee is charged to you by Young Americans Bank each time you use your ATM card and will appear on your quarterly or monthly statement from Young Americans Bank.
ATM charge – this is charged to you by the owner of the ATM. ATM charges can be different depending on which type of ATM you are using. The ATM will tell you the specific charge before completing your transaction. This fee will also appear on your quarterly or monthly statement from Young Americans Bank.
Remember, ATM cards cost money to carry and use – but if you need access to your money when the bank is closed, an ATM card may be the right choice for you.
When you get your ATM card, you will also get a Personal Identification Number (called a PIN). You enter this code number each time you use an ATM. This helps prevent someone else from using your card if it is lost or stolen. Remember – never keep your PIN with your ATM card!
Special Note: Through special arrangements with FirstBank, you will not have to pay an ATM charge when you use your Young Americans Bank ATM card at their ATMs. However, you will still have to pay the Transaction Fee charged by Young Americans Bank for the third transaction and beyond.
Lost or Stolen Card
If your debit card is lost or stolen, call Young Americans Bank at 303-321-2265. If you reach us after hours, call 1-800-554-8969.