Budgeting is in Season at Young Americans!

Debbie Schaller Classes + Camps Leave a Comment

Understanding how to budget is vital in order to be financially fit.  Here at Young Americans Center, we believe that it is never too early to start teaching young people about the basics of budgeting. Although kids are not physically attending our classes right now, we have been diligently working to create fun and educational Virtual Programs available for students …

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Learning money basics at a young age helps build a strong financial future

Caleb Hester Bank, General, Get Involved, Young AmeriTowne Leave a Comment

It’s important to start conversations about money with children early on in life. Teaching kids the basics — like needs vs. wants and budgeting — can be fun and is an invaluable step in laying a strong financial foundation for future decision making. My financial journey started when I was very young and is a trend I continued with my …

Concept of the Month: Five-Step Spending Plan

Natasha Rea Bank Leave a Comment

This month, Young Americans Bank wants to help you better manage your money! One of the most important personal money management rules is to live within your income.  To accomplish this, most of us need a plan for how we will spend our money. Here are 5 steps you can use to create a spending plan:  Step 1 – Take a …

Beat from the Branch: It’s Financial Literacy Month!

Young Americans Center for Financial Education Bank 1 Comment

Happy National Financial Literacy Month from Lakewood! This April, Young Americans Bank in Belmar focuses on the importance of values and spending. You might be wondering, “What exactly does that entail?” Let’s start by asking what this statement means: Most people don’t plan to fail. They simply fail to plan. In most cases, people view spending as “purchasing of valuables.” …