Concept of the Month: Are You Credit Ready?

Natasha Rea Bank Leave a Comment

You’ve probably noticed that most adults have a credit card.  But you might be surprised to learn that many adults don’t use a credit card responsibly!  Young Americans Bank wants to help you understand what credit is and how YOU can use a credit card responsibly.  Then, we want to help you decide if you’re ready for a credit card! …

70 20 10

Janet Redwine Bank Leave a Comment

A question we hear a lot at Young Americans Bank is, “How much money should you save?”  This month we bring you our thoughts, and tips for how to save more wisely! When you’re thinking about how much to save, it’s helpful to think of these percentages: 70 – Spend! Spend 70 percent of your money. 20 – Save! Save …

Concept of the Month: Five-Step Spending Plan

Natasha Rea Bank Leave a Comment

This month, Young Americans Bank wants to help you better manage your money! One of the most important personal money management rules is to live within your income.  To accomplish this, most of us need a plan for how we will spend our money. Here are 5 steps you can use to create a spending plan:  Step 1 – Take a …

Concept of the Month: Wanna Be A Millionaire?

Natasha Rea Bank Leave a Comment

Do you want to be a millionaire?  Then start now! SAVE your money, get a summer job, invent something the world can’t live without, or start your own business!  To help you get on your way, this month Young Americans Bank brings you seven savvy summer job ideas: Cleaning Services: Washing windows, washing and waxing cars and boats, cleaning pools, cleaning aquariums, …