Concept of the Month: Balanced with the Bank?

Natasha Rea Bank Leave a Comment

It is very important to keep track of your own transactions in your checkbook register, and then double check your register with the statement the bank sends you every month. Make sure all the checks and deposits that the bank is showing are correct, and that you haven’t missed recording any of those same deposits, checks, or withdrawals in your register. What’s the …

Kids cheer at Young Americans Bank in Belmar

Beat from the Branch: Young Americans Bank now open in Belmar

Janet Redwine Bank Leave a Comment

Young Americans Center for Financial Education is thrilled to announce the grand opening of a third branch of Young Americans Bank located in Lakewood.  Specifically designed for youth up to age 22, Young Americans Bank provides hands-on education in finance while offering products and services customized for young people.  This third branch, which joins existing locations in Cherry Creek and …

International Towne students gain hands-on experience using a credit card.

Credit Cards: Knowledge is power

Janet Redwine Bank Leave a Comment

U.S. News & World Report, a nationally recognized publisher of consumer advice and information, recently completed a nationwide financial literacy survey in order to get a comprehensive understanding about consumers’ experiences with credit cards. The results of the study reveal that many consumers don’t understand the basics of credit card ownership, such as credit score, interest rate and the consequences …

Gift boxes

Concept of the Month: Savvy Shopper

Janet Redwine Bank Leave a Comment

The holidays are quickly approaching which means you will likely be doing some spending!  Whether you’re buying gifts for friends and family or thinking about what to buy with your own holiday gift cards or cash, Young Americans Bank has some tips to help you spend smarter. Budget Set a spending limit for yourself and stick to it.  When you’re …

Concept of the Month: Euro, Peso, Dime

Janet Redwine Bank Leave a Comment

At Young Americans, we teach about all kind of financial topics: saving, needs vs. wants, entrepreneurship, what it takes to run a business, and more!  This month we are focusing on foreign currencies.  We want to introduce the importance of global money and why it’s different all around the world. Currency by Country Money is so important because nearly everyone …

Doing Your Part

Young Americans Center for Financial Education Bank Leave a Comment

Every month Young Americans Bank dives into a financial concept to help our customers understand more about money.  During August, we’re looking at philanthropy.  What does it mean to give?  How do you plan your giving?  Get started here with these activities, and then come visit us in Young Americans Bank for more help, feedback, and tips. Time, Talent, Treasure …

Concept of the Month: Are You Credit Ready?

Young Americans Center for Financial Education Bank Leave a Comment

Each month in Young Americans Bank we focus on one financial concept and talk with all of our customers about it.  This month we’re discussing credit: what it is, how you build it, and how you use it. What is credit? So what exactly is credit?  Credit is defined as confidence in a borrower’s ability and intention to repay.  The …

Concept of the Month: Investing

Young Americans Center for Financial Education Bank Leave a Comment

Each month we focus in on one financial topic to help our customers learn more about their personal finances.  During the month of July, we’re discussing investing.  We’re talking about different types of investing, and how risky each can be.  It’s important to do lots of research before deciding what investing works best for you.  However, this is a great …