Doing Your Part

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Every month Young Americans Bank dives into a financial concept to help our customers understand more about money.  During August, we’re looking at philanthropy.  What does it mean to give?  How do you plan your giving?  Get started here with these activities, and then come visit us in Young Americans Bank for more help, feedback, and tips. Time, Talent, Treasure …

Concept of the Month: Are You Credit Ready?

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Each month in Young Americans Bank we focus on one financial concept and talk with all of our customers about it.  This month we’re discussing credit: what it is, how you build it, and how you use it. What is credit? So what exactly is credit?  Credit is defined as confidence in a borrower’s ability and intention to repay.  The …

Concept of the Month: Investing

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Each month we focus in on one financial topic to help our customers learn more about their personal finances.  During the month of July, we’re discussing investing.  We’re talking about different types of investing, and how risky each can be.  It’s important to do lots of research before deciding what investing works best for you.  However, this is a great …

Concept of the Month: Debit vs. Credit

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This month we’re discussing the concept of credit versus debit.  At Young Americans Bank, you can apply for either card — or both — but it’s important to know the difference and how each can be used. Debit Debit cards are swiped like credit cards, but the money comes directly out of your checking account. Because this money comes directly …

Concept of the Month: What’s the Plan?

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Each month we focus on one financial topic at Young Americans Bank.  While we always encourage saving, March is the month that we’re really talking about savings goals. What’s the Plan? What kinds of things are coming up for which you will need money?  School clothes? End-of-summer vacation?  College? How are you going to get that money?  You need a …

Concept of the Month: Credit Smarts

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This month we’re discussing credit at Young Americans Bank.  Be sure to stop by to pick up worksheets and learn more about the importance of credit. What is credit? Credit is the borrowing of funds with the intent of paying them back. Typically there is a charge for borrowing these funds. The charge is usually in the form of fees …