Concept of the Month: What’s the Plan?

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Each month we focus on one financial topic at Young Americans Bank.  While we always encourage saving, March is the month that we’re really talking about savings goals. What’s the Plan? What kinds of things are coming up for which you will need money?  School clothes? End-of-summer vacation?  College? How are you going to get that money?  You need a …

Concept of the Month: Credit Smarts

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This month we’re discussing credit at Young Americans Bank.  Be sure to stop by to pick up worksheets and learn more about the importance of credit. What is credit? Credit is the borrowing of funds with the intent of paying them back. Typically there is a charge for borrowing these funds. The charge is usually in the form of fees …

Concept of the Month: Savvy Shopping

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With the holiday season creeping up on us, it’s time to start your gift shopping.  But wait!  Do you know much you’ll spend for each person in your family?  Do you even know how many gifts you’ll need to buy? We’ll get you on the right track with our November Concept of the Month, Savvy Shopper.  Here are a few …

Concept of the Month: Are You Credit Ready?

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Each month in Young Americans Bank we focus on one financial concept and talk with all of our customers about it.  This month we’re discussing credit: what it is, how you build it, and how you use it. What is credit? So what exactly is credit?  Credit is defined as confidence in a borrower’s ability and intention to repay.  The …

Concept of the Month: Are You An Entrepreneur?

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You don’t have to be old or have a college degree to be an inventor. Look at these kids! They did it and you can do it too! Mattie Knight- Mill Safety Device, age 12 – She developed a device to shut down a machinery mill when it malfunctioned.  She was also the first woman to receive a U.S. Patent. …

Doing Your Part

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Our Concept of the Month for May connects with the Red Cross of Colorado’s “Turn the State Red” campaign.  We’re focusing on Philanthropy this month, and we have many ways for you to give back. We’re part of the Red Cross of Colorado’s 100th birthday celebration — and you can be too.   We have canisters at each of our …