Balancing with the Bank

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Each month we focus on one financial concept to help you take the lessons you learn while at Young Americans to your home.  This month we’re talking about “Balancing with the Bank.” It is very important to keep track of your own transactions in your checkbook register, and then double check your register with the statement the bank sends you every …

Be a Savvy Holiday Shopper

Young Americans Center for Financial Education Bank Leave a Comment

With the holiday season creeping up on us, it’s time to start your gift shopping.  But wait!  Do you know much you’ll spend for each person in your family?  Do you even know how many gifts you’ll need to buy? We’ll get you on the right track with our November Concept of the Month, Savvy Shopper.  Here are a few …

Save? Yes You Can! You Need a Spending Plan.

Alayna Warfield Bank Leave a Comment

Spending money is as easy as knowing 1, 2, and 3.  However, it’s not as easy to bounce back from debt when you’ve spent TOO much money.  Each month we focus on one financial topic that will increase the knowledge of finance for customers.  The October Concept of the Month is all about a spending plan.  A spending plan ensures …

Making $ense of All the Different Cents

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At Young Americans, we teach about saving, needs versus wants, entrepreneurship and what it takes to run a business.  But sometimes the cents don’t add up.  So, this month we are focusing on foreign currencies.  Our Concept of the Month is; Euro, Peso, Dime.  We want to introduce the importance of global money and why it’s different all around the …

So You Want To Be An Entrepreneur?

Young Americans Center for Financial Education General, YouthBiz Leave a Comment

Each month we take one financial concept and offer our customers a deep dive.  In recent months we’ve worked through needs versus wants, talked about investing, and explored budgeting.  Now we’re taking a step back to include a concept that Young Americans is exploring and growing into.  July’s Concept of the Month is Entrepreneurship! Getting started Each year Young Americans …

Investing in Bulls or Bears

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At Young Americans, we focus a lot of saving.  We talk about “paying yourself first” and we give suggestions for breaking out your paycheck into separate buckets. One thing that we don’t talk as much about is investing, but it’s something we get a lot of questions about.  This month’s Concept of the Month is all about investing.  I hope …

Do You Need It? Or Just Want It?

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Each month, we take one financial concept and dive in deep.  We offer resources, activities and worksheets to help reinforce that concept.  In May, we’re talking about the difference between needs and wants. For most young children, parents take care of the basic necessities of life.  Kids are fed, clothed, and have a place to live.  When the basics are …

From Candy to Concept

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It starts with candy… A trip to Young Americans Bank involves many things for a young customer: making a transaction, grabbing a piece of candy, learning a new money fact, getting a Passbook stamped, and probably taking a pull on the money weights. Talking to your kids about money while in the bank is easy. It gets a lot harder …