Concept of the Month: Are You Credit Ready?

Natasha Rea Bank Leave a Comment

You’ve probably noticed that most adults have a credit card.  But you might be surprised to learn that many adults don’t use a credit card responsibly!  Young Americans Bank wants to help you understand what credit is and how YOU can use a credit card responsibly.  Then, we want to help you decide if you’re ready for a credit card! …

International Towne students gain hands-on experience using a credit card.

Credit Cards: Knowledge is power

Janet Redwine Bank Leave a Comment

U.S. News & World Report, a nationally recognized publisher of consumer advice and information, recently completed a nationwide financial literacy survey in order to get a comprehensive understanding about consumers’ experiences with credit cards. The results of the study reveal that many consumers don’t understand the basics of credit card ownership, such as credit score, interest rate and the consequences …