Tales from Towne: Welcome Back International Towne

Susan Stenhaug International Towne Leave a Comment

Hola!  Konnichiwa!  Privyet!  Shalom!  As students, carrying ceremonial flames  and flags representing their countries for the day, stand proudly in front of their peers to present greetings in their “native language” during an Olympic themed opening ceremony, I can’t help but wonder who these kids are going to be when they grow up.  As sixth or seventh graders, many of …

Concept of the Month: Are You Credit Ready?

Young Americans Center for Financial Education Bank Leave a Comment

Each month in Young Americans Bank we focus on one financial concept and talk with all of our customers about it.  This month we’re discussing credit: what it is, how you build it, and how you use it. What is credit? So what exactly is credit?  Credit is defined as confidence in a borrower’s ability and intention to repay.  The …

Concept of the Month: Credit Smarts

Young Americans Center for Financial Education Bank Leave a Comment

This month at Young Americans Bank, we’re talking about credit.  It’s not “free money” as some young people may think. Credit is the borrowing of funds with the intent of paying them back. In almost every case, there is a charge for borrowing the funds. The charge is usually in the form of fees and/or interest. Credit is considered an …