Concept of the Month: Are You Credit Ready?

Natasha Rea Bank Leave a Comment

You’ve probably noticed that most adults have a credit card.  But you might be surprised to learn that many adults don’t use a credit card responsibly!  Young Americans Bank wants to help you understand what credit is and how YOU can use a credit card responsibly.  Then, we want to help you decide if you’re ready for a credit card! …

Concept of the Month: Five-Step Spending Plan

Natasha Rea Bank Leave a Comment

This month, Young Americans Bank wants to help you better manage your money! One of the most important personal money management rules is to live within your income.  To accomplish this, most of us need a plan for how we will spend our money. Here are 5 steps you can use to create a spending plan:  Step 1 – Take a …

Five Tips for Helping Kids Learn Money Smarts This Summer

Janet Redwine General Leave a Comment

If you’re a parent, you’re probably hoping to make the most of summer by including both fun and learning in your plans!  Young Americans wants to our ideas for how you can help your kiddo learn money smarts this summer. Tip 1: Sidewalk Stand The old-fashioned lemonade stand is a great way for kiddos to get a taste of business. …

Coming Soon: Let’s Lotion!

Maite Wantwadi YouthBiz Leave a Comment

Calling all entrepreneurs, ages 6-12… Do you want to learn how to make body products?  Next Tuesday, November 7 from 5:30-7:00pm, Young Americans Center for Financial Education is hosting a YouthBiz Workshop just for you!  Let’s Lotion will teach you the basics of making scented lotion, including the importance of packaging and marketing.  You’ll even have a chance to take …

Doing Your Part

Young Americans Center for Financial Education Bank Leave a Comment

Every month Young Americans Bank dives into a financial concept to help our customers understand more about money.  During August, we’re looking at philanthropy.  What does it mean to give?  How do you plan your giving?  Get started here with these activities, and then come visit us in Young Americans Bank for more help, feedback, and tips. Time, Talent, Treasure …

Creating Commercials

Young Americans Center for Financial Education YouthBiz Leave a Comment

Young Americans hosts students at our facilities for financial literacy field trips to Ameritowne and global interdependency field trips to International Towne throughout the school year, but it was our Young Entrepreneurs turn to take a field trip on Saturday, January 10th. Nine youth owned ventures met at Open Media Foundation (OMF) to film and edit business commercials. OMF is …

Sara Says: Kids Can Build Credit, Too

Young Americans Center for Financial Education Bank Leave a Comment

As adults, we know how important our credit score can be.  Many institutions, from lenders to potential employers, use this number to judge our level of responsibility.  Unfortunately, youth that are just starting out rarely have a history of credit.  I get a lot of questions from parents regarding how to help their children build credit without building debt, so …