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Janet Redwine Leave a Comment

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Money Pie Chart Iconography: Save, Spend, Donate, and Invest. The key to financial well-being is to spend less than you earn. Sometimes that can be more difficult than it sounds, so you should always make a budget and stick to it!

A budget is a plan for using income productively. There are many things that you can use your money for, but for this exercise, we divide it into four different categories:

Saving: money for emergencies, such as medical bills or your car breaking down, and big ticket items such as college, a house, or new laptop.

Spending: money for wants, like clothes, music, and movies, and needs, like food and shelter.

Investing: money for investments, like stocks, businesses, or property, that gain in value over time so that you have more when you are older.

Sharing: money to help other people or the world in which you live, such as charities and other causes.

Learning how to create a budget and stick to it is a great way to develop good money habits.

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