Students Listen to Instructions from Chris in AmeriTowne On the Road

AmeriTowne On the Road in Pueblo: Life Skills you Need to Have

Janet Redwine Young AmeriTowne Leave a Comment

Young AmeriTowne On the Road, presented by CoBank, just returned from an impactful two weeks in Pueblo.  In total, 247 students received a hands-on lesson in free enterprise while the program was set up at Pueblo Community College. This year marked On the Road’s fifth trip to the Pueblo community, and schools like Desert Sage Elementary, located in the nearby …

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Sponsor Spotlight: Bank of the West helps kids create healthy financial habits

Janet Redwine Get Involved, International Towne, Young AmeriTowne Leave a Comment

“Nearly a third of young adults in a recent study were found to be “financially precarious” because they had poor financial literacy and lacked money management skills and income stability.” – ScienceDaily, citing a study by researchers at University of Illinois at Urbana-Champaign The individuals in this study will likely face a lifetime of financial hardship.  The results of the …

AmeriTowne On the Road Newscast

Press Release: Returning to our Roots: AmeriTowne On the Road makes fifth trip to Pueblo

Janet Redwine News Leave a Comment

January 16, Denver– Young AmeriTowne On the Road, presented by CoBank, returns to Pueblo this month, bringing hands-on learning to 4th and 5th grade students for a fifth straight year. Catering to smaller classes and communities like those found in and near Pueblo, AmeriTowne On the Road will serve an estimated 275 Pueblo-area students. The program will be housed at Pueblo Community …

China, Japan, Singapore, Australia, and India flags shown from International Towne

Sponsor Spotlight: U.S. Bank Foundation provides real-world learning in International Towne for all students

Janet Redwine Get Involved, International Towne Leave a Comment

Nearly 11,000 young people experience International Towne, a hands-on lesson in global economics, every year.  This number includes more than 1,800 students who participate as part of the Send-a-School scholarship initiative, funded in part by proud supporter U.S. Bank Foundation. What makes this learning so powerful, particularly for low-income students, is that the lessons they are learning will help them in …

A Young AmeriTowne KeyBank teller holds a cash stack in his hands

Sponsor Spotlight: There’s nothing else like it, thanks to KeyBank

Janet Redwine Get Involved, Young AmeriTowne Leave a Comment

“Have you ever done anything like this before?” This question was asked to a group of 5th graders from Slavens Elementary School as they patiently waited in line to make a deposit at KeyBank in Young AmeriTowne. All said they had waited in line before. A few said they had even been to a bank with their parents.  But only one student, Crystal*, …

The City of Lakewood Welcomes You to Young AmeriTowne

Sponsor Spotlight: City of Lakewood brings citizenship to life

Janet Redwine Get Involved, Programs, Young AmeriTowne Leave a Comment

Cities and towns are comprised of many different parts that work together to form a strong community. Young AmeriTowne participants in Belmar experience this concept first-hand, thanks to the long-time support of City of Lakewood, which is celebrating its 50thanniversary in 2019. Young AmeriTowne, a hands-on lesson in free enterprise, began in 1990.  By 2000, there was a 70-school wait list …

Students Donating in Station at YAT

Sponsor Spotlight: Giving is for kids, too, thanks to Community First Foundation

Janet Redwine Events, Get Involved, Young AmeriTowne Leave a Comment

This is the time of year when we think about giving back to our communities.  Thanks to Community First Foundation, young people can actively participate in philanthropy themselves! According to its website, Community First Foundation was founded in 1975 as Lutheran Medical Center Foundation.  The name has changed over the years, but the mission to “increase generosity and power community …

Do you know the difference between a debit and a credit card?  A surprising number of young adults don’t.

According to a 2016 study done by LendEdu , 43% of college students couldn’t explain at least one difference between a debit and credit card.  Although the survey was small, only 455 students, that’s still a high number.

Thanks to Worldpay , formerly Vantiv, students who participate in Young AmeriTowne or International Towne gain hands-on experience about the difference between debit and credit cards.  International Towne participants receive a credit card, which they can use to pay for goods and services in Towne.  Using credit is particularly convenient because students don’t have to exchange money when they shop in a foreign country.  In Young AmeriTowne, 5th graders use a debit card to make purchases, and the funds are automatically withdrawn from their checking account.

When I asked 10-year-old Rehoboth, an Accountant working in the AmeriTowne Snack Shop, about the difference between a debit and credit card, he responded right away.  “A credit card uses money from the bank, and you have to pay it back later,” he said.  “A debit card takes money from your checking account.”  Rehoboth added that four shoppers had already used their Worldpay debit card to purchase snacks.

Young Americans Center for Financial Education is grateful for partners like Worldpay that prepare young people to be financially responsible adults someday.  Maybe Rehoboth can teach those college students a thing or two!

Sponsor Spotlight: Worldpay teaches kids credit vs. debit

Janet Redwine General, Get Involved, International Towne, Young AmeriTowne Leave a Comment

Do you know the difference between a debit and a credit card?  A surprising number of young adults don’t. According to a 2016 study done by LendEdu, 43% of college students couldn’t explain at least one difference between a debit and credit card.  Although the survey was small, only 455 students, that’s still a high number. Thanks to Worldpay, formerly …

Bank Deposit in AT

Sponsor Spotlight: AmeriTowne a lot like being an adult, thanks to FirstBank

Janet Redwine Events, General, Get Involved, Young AmeriTowne Leave a Comment

Quinn is just 11 years old, but she has a lot of responsibility.  As the Vice President of FirstBank at Young AmeriTowne, Quinn has to make payments, ensure every shop pays off their business loan, and report on the business income.  It’s a lot like being an adult. This experience is possible through the generous support of community partners like …

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Why most young people are living on the financial edge and what you can do about it.

Young Americans Center for Financial Education Get Involved Leave a Comment

What if you could give the chance at a life-time of financial self-sufficiency to a child for $40? Daniella is 20 and living on the financial edge in Denver. She did some right things: finished high school, works two jobs and helps her struggling family pay their rent. What she didn’t get was a financial education. She doesn’t use a …