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September 17, 2025
Young Americans Bank is the only bank in the world for kids, and is an FDIC-insured, state-chartered bank designed for youth under 22. The bank offers standard services with a focus on financial education.

We believe there’s no limit to what a go-getter like you can achieve through the Young Americans Center for Financial Education®. Every year we help thousands of youth just like you gain the financial smarts to become pros at money management, entrepreneurial trailblazers, and future leaders on a local, national, and global scale. You’ve got dreams. So join the take charge generation and turn those dreams into reality.

Young AmeriTowne is a financial literacy program providing youth with a hands-on, simulated "town" experience where they learn about business, banking, money management, and more.

International Towne, a Young Americans Center program, immerses middle schoolers in global economics through hands-on leadership in a model world economy, teaching trade, currency exchange, and financial literacy.

YouthBiz, a program of YACFE, empowers young entrepreneurs (ages 6-21) with the skills,
mentorship, and resources to start and grow their own businesses. Through in-school
programming, workshops, business competitions and sales opportunities, YouthBiz
provides real-life entrepreneurial experiences to inspire the next generation of business
leaders.

Money Matters provides real-life lessons in all aspects of personal financial mangement for Pre-K through grade 12.

Learn how you can “Continue the Charge!” by supporting Young Americans.

Young Americans is 100% focused on preparing youth to take charge of their financial future. It started when Bill Daniels opened Young Americans Bank in 1987 and today is supported by programs that teach financial literacy to over 67,000 kids every year.
