Become money wise today.
ATM cards let you access your savings account from ATMs (Automatic Teller Machines) all over Colorado, the US, and even some foreign countries. You can withdraw money and check your account balance, but you can only make a deposit at a branch. There are limitations to an ATM card.
Join Young Americans Bank and take charge of your money.
Need Cash Fast?
ATM cards cost money to acquire and use. But, if you need access to your money when the bank is closed, an ATM card may be the right choice for you.
Your ATM card works at all ATMs, but fees are waived at FirstBank for your first two withdrawals a month. The third transaction will have a $1.50 fee from Young Americans Bank.
Get the Fast Facts:
For withdrawals only
Can withdraw maximum of $100 per business day
ATM Transaction Fees – Two free per month, $1.50 per transaction beginning with the third
24/7 Access
No annual fee
$5 re-issue fee (if you lose your card)
In order to receive an ATM card, please contact one with one of our tellers.
ATM card fees
ATM cards make accessing your savings or checking account easy, but they are not free. If you lose your ATM card, you will need to pay a $5.00 re-issue fee.
ATM Transaction Fees – Two free per month, $1.50 per transaction beginning with the third
Special notes
Through special arrangements with FirstBank, you will not have to pay an ATM charge when you use your Young Americans Bank ATM card at their ATMs. However, you will still have to pay the Transaction Fee charged by Young Americans Bank for the third transaction and beyond (each month). Remember, checking your balance is considered a transaction.
Other information
When you get your ATM card, you will also call the number on the card to set up a Personal Identification Number (called a PIN). You enter this code number each time you use an ATM. This helps prevent someone else from using your card if it is lost or stolen. Never keep your PIN with your ATM card!
Remember, ATM cards cost money to acquire and use.
Lost or stolen cards?
If your credit card is lost or stolen, immediately call 1-866-643-1217. If you are traveling internationally,
call 1-605-782-3544.
Why is Member FDIC important for a bank?
Here’s the scoop. The Federal Deposit Insurance Corporation (FDIC) protects the money you deposit up to $250,000 per depositor. If that sounds reassuring, you also get consumer protection through regulations that help ensure fair banking practices. So, it’s safe to say that this kind of backing gives you the confidence to bank with Young Americans Bank.
