Rates and Fees
Savings Account Rates
A $5 minimum opening deposit is required.
Annual Percentage Yield – 1.00%
Interest Rate – 1.00%
Savings Account Fees
Fees may reduce the earnings on savings account.
Inactive Account – No transaction for three years or more with less than a $100 balance per month
$1 fee per month
Dormant Account – No transaction for three years or more with no contact
$25 fee per year
Certificates of Deposits Rates
A $100 minimum opening deposit is required.
| 6 Months* | 1 Year* | 2 Years* | |
|---|---|---|---|
| Annual Percentage Yield | 3.00% | 2.75% | 2.50% |
| Interest Rates | 2.96% | 2.71% | 2.47% |
A penalty will be imposed for early CD withdrawals.
Checking Account Fees
A $10 minimum opening deposit is required. Checking accounts are available for customers 10 and older.
Monthly Service Charge – None
Overdraft/NSF Fee – $12 per item paid (per presentment)
Charge to Return Item – $12 per item returned (per presentment)
Check Printing – Fee depends on the style of checks ordered
ATM Card Fees
Reissue Fee – $5
Debit Card Fees
Annual Fee – None
Reissue Fee – $5
Miscellaneous Fees
ATM Transaction Fees – Two free per month, $1.50 per transaction beginning with the third
Incoming Wire Transfer – $5
Outgoing Wire Transfer – $15
Cashier’s Checks – $3
Stop Payment – $15
Charge Back – $2
Rates are effective as of April 24, 2026 and are subject to change. You may call 303-321-2265 to verify current rates.
