Become money wise today.
A checking account is a safe place to keep your spending money. Instead of paying with cash,
use a debit card or link your card to your mobile wallet to spend the money in your checking account. Life just got a lot easier. Plus, there’s no monthly service charge
and just $10 gets you started.
Join the bank of the take charge generation.
Checking accounts. Check ‘em out
Opening a checking account at Young Americans Bank is financially wise. You just need to be at least 10 years old to open a checking account. Now instead of keeping your cash in your jeans, purse or in a cookie jar, your hard-earned money is safe and secure with us. It’s easy to access and just $10 gets you started.
What's needed to open a Checking Account?
- Ages 10 and older
- Tax ID or SSN # Required
- Requires a valid physical Photo ID of one of the following:
- School ID, Government Issued ID, or School Portal
- Minimum Opening Deposit $10.00
Get the Fast Facts:
If you’re ten years old and have $10 to deposit, you’re ready to bank!
No minimum balance.
No monthly service charge. No worries!
Track your account activity with online banking and monthly bank statements.
Debit cards offer you the buying power for the things you love.
Mobile banking with CardHub let’s you bank while you’re on the go, go, go.
Deposit cash or coins into any Coinstar and it goes straight into your account. Cha-ching!
Checking Account 101. What exactly is it?
A checking account is a safe place to keep your spending money so that you don’t always have to carry cash. Instead of paying with cash, you can use a debit card to spend the money that is kept in your checking account. Plus, you can track what you spend and what you’re saving.
Cha-ching! We have partnered with Coinstar!
As a member of Young Americans Bank, you have access to Coinstar to put loose change or spare dollars into Young Americans account, if you have your debit card.
Why is Member FDIC important for a bank?
Here’s the scoop. The Federal Deposit Insurance Corporation (FDIC) protects the money you deposit up to $250,000 per depositor. If that sounds reassuring, you also get consumer protection through regulations that help ensure fair banking practices. So, it’s safe to say that this kind of backing gives you the confidence to bank with Young Americans Bank.
