Become money wise today.
A credit card can be used to ‘charge’ things such as clothes for school, tickets to a concert or maybe a hotel room while you’re on vacation. When you charge something, you are agreeing to buy something now and pay for it later.
Join the Young Americans Bank and take charge of your money.
Ready to Take Charge? Get Your Credit Card Today
While ‘charging it’ may look like a glamorous thing to do, if used incorrectly, credit cards can be very expensive. But if used correctly, they can be helpful tools. It’s important to understand the bad and the good about credit cards so you can learn how to manage them smartly.
Get the Fast Facts:
$100 credit limit, up to $500 with a secured CD
See credit card application for rates and fees
Can be used anywhere VISA is accepted
If you are under 18, a co-signer is required
Start building credit at 12 years old
No annual fee
The importance of credit card education
At Young Americans Bank, we take credit cards very seriously. We recognize that credit cards are an important part of life. Whether you have a positive or negative image of credit cards, they are an important part of our finances.
Since credit cards are so important, yet so many people are in financial trouble because of them, we feel credit education is extremely important. We want to show our customers that credit cards are not toys but are an important financial responsibility.
Lost or stolen cards?
If your credit card is lost or stolen, immediately call 1-866-643-1217. If you are traveling internationally, call 1-605-782-3544.
