Checking Accounts

Checking Accounts

Contact the bank for fee information.

Fast Facts: Young Americans Bank Checking Account

  • Minimum opening deposit – $10
  • Social security number of customer and sponsoring adult (if under 18) required
  • Must have a student ID or state-issued / government issued ID to open account
  • Sponsoring adult (if under 18) must have valid photo ID
  • No interest paid
  • No monthly service charge
  • Monthly statements mailed
  • $12 overdraft fee (when you write a check and your account doesn’t have enough money)
  • Recommended minimum age: 10

Download more information on checking accounts soon.

Checking accounts:

Are more convenient – you don’t have to carry cash and checkbooks can be replaced if they are lost or stolen – cash cannot be replaced.

Can save time – you don’t have to go to the bank to withdraw money.

Help you budget your money – when you write a check, you create a written record of your payment in a check register. Writing down what you spend your money on can help you plan for the future.

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