Why Young Americans


About Young Americans

Young Americans Center for Financial Education is a unique organization located in Denver, Colorado. We operate both a non-profit 501(c)3 organization and a for-profit entity. While both entities share a common mission, the finances and operations of the two are completely separate. As a pioneer in youth financial education, our signature “hands-on” approach to teaching personal finance, economics, and business was embraced by parents and teachers 20 years before “financial literacy” was defined on a national level, and we remain at the forefront of this growing field.

Young Americans Bank is a for-profit entity, an FDIC-insured, state-chartered bank. However due to the Bank’s educational nature, it does not make a profit. Since its inception, the Young Americans Bank has required annual subsidy to operate. At the Bank’s inception, founder Bill Daniels pledged to fund it in perpetuity, therefore funding comes primarily from Bill’s legacy foundation, the Daniels Fund.

Young Americans Center for Financial Education, a 501(c)(3) nonprofit, delivers all our programs such as Young AmeriTowne, International Towne, YouthBiz, summer camps, and others. Young Americans Center receives support from corporations, foundations and individuals that strongly identify with our mission. In addition, we collect fees for some of our programs; however fees cover only a small percentage of our overall programmatic costs. We maintain low fees so students from all socio-economic backgrounds have the opportunity to participate.

Mission Statement:

To develop the financial literacy of young people through real-life experiences and hands-on programs purposefully designed to enable them to prosper in our free enterprise system.


Our goal is that Colorado youth grow up knowing how to earn, make, and manage their money wisely, regardless of background. We focus on free enterprise, global economics, entrepreneurship and banking and personal finance with four keystone programs: Young Americans Bank, Young AmeriTowne, International Towne, and YouthBiz.

Why Young Americans?

Research shows that a large percentage of people of all ages, incomes, and education lack the basic financial knowledge and skills to ensure Kids in front of facilitylong-term stability for themselves and their families.

This is why we believe it is never too early to teach children about money. Our hands-on programs and real-life experiences build life skills, work skills and financial self-sufficiency in more than 64,000 youth every year.

Only at Young Americans can…

  • 7 year-olds start their own business
  • 10 year-olds become mayor
  • 13 year-olds rule the world
  • 16 year-olds take out a business loan

Young Americans Center for Financial Education is home to Young Americans Bank and an incredible array of award-winning nonprofit programs, all designed to teach young people 21 and under about finances, economics and business. Since opening our doors in 1987, we’ve served more than 675,000 youth throughout Colorado and in other states, and been honored with numerous awards for our efforts an achievements.

Young Americans Bank

Young Americans Bank, the world’s only FDIC-insured bank designed specifically for young people, operates alongside Young Americans Center’s nonprofit programs. Young Americans Bank offers products like savings and checking accounts just like other banks do. However the bank’s uniqueness is in its focus specifically on young people and helping them develop smart money management habits at an early age.

Young Americans’ Nonprofit Programs

Young Americans nonprofit programs depend on thousands of volunteers as well as financial and educational support from the community. That support enables us to impact thousands of kids, teens and young adults each year through engaging, hands-on programs like Young AmeriTowne, International Towne, YouthBiz, Summer Camps, Money Matters Classes, Spotlight on YouthBiz Stars, and YouthBiz Marketplace.


Become a Supporter

Girls Camp

Our supporters range from large, multi-year corporate partners to smaller entrepreneurial business owners; from passionate individual givers to dedicated local foundations. We are committed to creating long-term relationships with every one of them.

Contact Betsy Sklar, VP, Business Partnerships/Development, 303-321-2265, to discuss how you can get involved and to arrange a tour of Young Americans to see our programs in action.

Sponsor Thank You

Tami is a long-time supporter of Young AmeriTowne! Thank you for your continued support Bandimere Speedway!