Savings Account Rates A $5 minimum opening deposit is required.
Annual Percentage Yield – 1.25%
Interest Rate – 1.24%
Savings Account Fees Fees may reduce the earnings on savings account.
Inactive Account – No transaction for three years or more with less than a $100 balance per month
$1 fee per month
Dormant Account – No transaction for three years or more with no contact
$25 fee per year
Certificates of Deposits Rates A $100 minimum opening deposit required.
                            6 Months*      1 Year*      2 Years*
Annual Percentage Yield        3.25%           3.00%        2.75%
Interest Rates                   3.20%           2.96%        2.71%
*A penalty will be imposed for early CD withdrawals.
Checking Account Fees A $10 minimum opening deposit is required. Checking accounts are available for customers 10 and older.Â
Monthly Service Charge – None
Overdraft/NSF Fee – $12 per item paid (per presentment)
Charge to Return Item – $12 per item returned (per presentment)
Check Printing – Fee depends on style of checks ordered
ATM Card FeesÂ
Startup ATM Card Fee – None
Reissue Fee – $5
Debit Card FeesÂ
Annual Fee – None
Reissue Fee – $5
Miscellaneous FeesÂ
ATM Transaction Fees – Two free per month, $1.50 per transaction beginning with the third
Incoming Wire Transfer – $5
Outgoing Wire Transfer – $15
Cashier’s Checks – $3
Charge Back – $2
Stop Payment – $15
