Beat from the Branch: 2015-16 Passbook is here!

Young Americans Center for Financial Education Bank Leave a Comment

Yay!!! The 2015-2016 Passbook is here. A reminder to all of customers on how The Passbook works, The Passbook runs from September 2015 to August 2016. As an initiative to our customers we have these amazing Passbooks come into the bank once a month to do one of the following: make a deposit into your account, use the coin machine, …

Concept of the Month: Are You Credit Ready?

Young Americans Center for Financial Education Bank Leave a Comment

Each month in Young Americans Bank we focus on one financial concept and talk with all of our customers about it.  This month we’re discussing credit: what it is, how you build it, and how you use it. What is credit? So what exactly is credit?  Credit is defined as confidence in a borrower’s ability and intention to repay.  The …

Concept of the Month: Debit vs. Credit

Young Americans Center for Financial Education Bank Leave a Comment

This month we’re discussing the concept of credit versus debit.  At Young Americans Bank, you can apply for either card — or both — but it’s important to know the difference and how each can be used. Debit Debit cards are swiped like credit cards, but the money comes directly out of your checking account. Because this money comes directly …

Concept of the Month: What’s the Plan?

Young Americans Center for Financial Education Bank Leave a Comment

Each month we focus on one financial topic at Young Americans Bank.  While we always encourage saving, March is the month that we’re really talking about savings goals. What’s the Plan? What kinds of things are coming up for which you will need money?  School clothes? End-of-summer vacation?  College? How are you going to get that money?  You need a …

Concept of the Month: Credit Smarts

Young Americans Center for Financial Education Bank Leave a Comment

This month we’re discussing credit at Young Americans Bank.  Be sure to stop by to pick up worksheets and learn more about the importance of credit. What is credit? Credit is the borrowing of funds with the intent of paying them back. Typically there is a charge for borrowing these funds. The charge is usually in the form of fees …

Beat from the Branch: Get a Tour

Lila Rodriguez Bank Leave a Comment

Have you been out to Far Northeast Denver to visit our bank branch?  We’ve been open just over two years and have served thousands of young people in the Green Valley Ranch, Montbello, and Aurora communities.  Last year, we open more than 800 new savings accounts for students and community members under age 21.  Even with all the young people …