Make a Money Pie! The key to financial well-being is to spend less than you earn. Sometimes that can be more difficult than it sounds, so you should always make a budget and stick to it! A budget is a plan for using income productively. There are many things that you can use your money for, but for this exercise, …
On Wednesday, February 24th, 100 students from three Denver and Aurora Public Schools were treated to a live webinar with NBA basketball legend, Ervin Johnson, and the President and CEO of Young Americans Bank, Rich Martinez, Jr. The event was part of the Nuggets Math Hoops program and was hosted by Coach Calvin of Learn Fresh Education. Fielding students on-point questions, Johnson and Martinez got right …
Experts agree: saving is important. So today Young Americans Bank shares a great tip for growing your savings: 70 / 20 / 10! You might notice that 70 + 20 + 10 = 100. These numbers correspond to percents that you can use any time you receive money: Some kids receive money as an allowance. Some earn money because they …
This month, Young Americans Bank wants to help you better manage your money! One of the most important personal money management rules is to live within your income. To accomplish this, most of us need a plan for how we will spend our money. Here are 5 steps you can use to create a spending plan: Step 1 – Take a …
Greetings from the Far-northeast branch of Young Americans Bank! Spring Break is just around the corner, so we’d like to share some ideas on how you can earn and save rather than spend throughout the week. First, here are some simple and easy ideas to help you make some extra money this Spring Break: Baby sitting Walking the dogs/Pet sitting …
Beat from the Branch: Savings Smart and Trunk or Treat
The holidays are right around the corner, and one of the best ways to start saving money now is by opening a savings account! Having a savings account will help you manage your money better and will also make it more difficult to spend since you won’t be caring it around. A quick reminder: you can open a savings account …
Each month we focus on one financial topic at Young Americans Bank. While we always encourage saving, March is the month that we’re really talking about savings goals. What’s the Plan? What kinds of things are coming up for which you will need money? School clothes? End-of-summer vacation? College? How are you going to get that money? You need a …
New Year’s resolutions never seem to last past mid-February (if we’re lucky). But there’s one resolution that is important enough to last a whole lifetime — saving! In recent days we’ve seen lots of Christmas money deposited into savings accounts at Young Americans Bank. We’re thrilled to see that, but it should stop there. Here are a few steps to …