Making a budget can be hard. But, when you make a practical budget and stick to it, you’ll find you have all the money you need for the important things you really want and need! Other reasons to budget include: When you make a budget and stick to it, you are less likely to squander your money on impulse purchases …
Happy National Financial Literacy Month from Lakewood! This April, Young Americans Bank in Belmar focuses on the importance of values and spending. You might be wondering, “What exactly does that entail?” Let’s start by asking what this statement means: Most people don’t plan to fail. They simply fail to plan. In most cases, people view spending as “purchasing of valuables.” …
Do you want something but don’t have enough money? Using this worksheet, you can set a savings goal, figure out how much you can save each week or month, and find out how long it will take you to get to that goal. Why should you have a savings goal? Read on… If you don’t set a goal, chances are …
Greetings from the Far-northeast branch of Young Americans Bank! Spring Break is just around the corner, so we’d like to share some ideas on how you can earn and save rather than spend throughout the week. First, here are some simple and easy ideas to help you make some extra money this Spring Break: Baby sitting Walking the dogs/Pet sitting …
This month, Young Americans Bank introduces you to nine common tools people use for investing. What is investing? You can think of it as spending money to make money. The goal of investing is to buy something now that will be worth more in the future! When you invest money, you are taking a risk. Sometimes an investment makes money, …
Now that Young Americans Bank Belmar has opened in Lakewood, CO, we are seeking qualified young adults to come join the fun! Young Americans Bank is a place specifically designed for youth up to age 22 that provides hands-on education in finance while offering products and services customized for young customers. Plus, we also offer job opportunities to get teens …
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It is very important to keep track of your own transactions in your checkbook register, and then double check your register with the statement the bank sends you every month. Make sure all the checks and deposits that the bank is showing are correct, and that you haven’t missed recording any of those same deposits, checks, or withdrawals in your register. What’s the …
Young Americans Center for Financial Education is thrilled to announce the grand opening of a third branch of Young Americans Bank located in Lakewood. Specifically designed for youth up to age 22, Young Americans Bank provides hands-on education in finance while offering products and services customized for young people. This third branch, which joins existing locations in Cherry Creek and …