China, Japan, Singapore, Australia, and India flags shown from International Towne

Sponsor Spotlight: U.S. Bank Foundation provides real-world learning in International Towne for all students

Janet Redwine Get Involved, International Towne Leave a Comment

Nearly 11,000 young people experience International Towne, a hands-on lesson in global economics, every year.  This number includes more than 1,800 students who participate as part of the Send-a-School scholarship initiative, funded in part by proud supporter U.S. Bank Foundation. What makes this learning so powerful, particularly for low-income students, is that the lessons they are learning will help them in …

Do you know the difference between a debit and a credit card?  A surprising number of young adults don’t.

According to a 2016 study done by LendEdu , 43% of college students couldn’t explain at least one difference between a debit and credit card.  Although the survey was small, only 455 students, that’s still a high number.

Thanks to Worldpay , formerly Vantiv, students who participate in Young AmeriTowne or International Towne gain hands-on experience about the difference between debit and credit cards.  International Towne participants receive a credit card, which they can use to pay for goods and services in Towne.  Using credit is particularly convenient because students don’t have to exchange money when they shop in a foreign country.  In Young AmeriTowne, 5th graders use a debit card to make purchases, and the funds are automatically withdrawn from their checking account.

When I asked 10-year-old Rehoboth, an Accountant working in the AmeriTowne Snack Shop, about the difference between a debit and credit card, he responded right away.  “A credit card uses money from the bank, and you have to pay it back later,” he said.  “A debit card takes money from your checking account.”  Rehoboth added that four shoppers had already used their Worldpay debit card to purchase snacks.

Young Americans Center for Financial Education is grateful for partners like Worldpay that prepare young people to be financially responsible adults someday.  Maybe Rehoboth can teach those college students a thing or two!

Sponsor Spotlight: Worldpay teaches kids credit vs. debit

Janet Redwine General, Get Involved, International Towne, Young AmeriTowne Leave a Comment

Do you know the difference between a debit and a credit card?  A surprising number of young adults don’t. According to a 2016 study done by LendEdu, 43% of college students couldn’t explain at least one difference between a debit and credit card.  Although the survey was small, only 455 students, that’s still a high number. Thanks to Worldpay, formerly …

International Towne Birds-eye view

About International Towne

Teachers from nearly 100 schools in Colorado use International Towne each year to teach international business, trade, currency exchange, diplomacy, and responsible credit card use in a fun, hands-on way.  The International Towne program: Meets school district standards and benchmarks Engages all types of learners Fosters learning and self-esteem Learn more about why students and teachers love International Towne. How ...
International Towne Passport

Sponsor Spotlight: AAA Colorado Introduces Students to World Travel

Janet Redwine International Towne Leave a Comment

Young Americans Center’s International Towne program provides a hands-on experience in global economics, and so much more!  Every year, nearly 11,000 middle school students get a taste of world travel in just one day.  A proud partner in this work is AAA Colorado, which presents each student with a passport for traveling throughout International Towne. An objective of International Towne …

A Finance Minister in the UK determines whether a country has a positive or negative balance of payments.

Sponsor Spotlight: Eide Bailly Inspires World Citizens

Janet Redwine International Towne, Young AmeriTowne Leave a Comment

Did you ever think that the perfect job to have “when you grow up” would be to travel the world? Thanks to Eide Bailly, proud partner of Young Americans Center for Financial Education’s International Towne program, middle school students don’t have to wait until they are adults to get a taste of what foreign countries have to offer.  International Towne’s …

A student uses a debit card in AmeriTowne

Tales from Towne: Lessons in holiday spending

Young Americans Center for Financial Education International Towne, Young AmeriTowne Leave a Comment

With the holiday season quickly approaching, many folks are going shopping to find the perfect gifts for their friends and families. We are all trying to keep track of our spending and make wise financial decisions to protect our credit scores or our personal checking accounts. In Ameritowne and International Towne, students have a similar goal of recording purchases so …

International Towne Parent Information

International Towne is a one-of-a-kind educational program that introduces middle school students to the economics of the global marketplace right here in Denver. Through a 20-lesson curriculum taught at school, students learn an array of international concepts including interdependence, supply and demand, personal finance and navigating different cultures. Studies culminate in a four-hour session in International Towne where students run ...

International Towne Teachers Information

Teachers bring their school groups to International Towne year after year because they see the value in hands-on financial literacy programs.  Find more information to help you understand the program and prepare for your visit below. Why International Towne International Towne Curriculum Steps to Register Teacher Orientation Day in Towne
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Why International Towne

Teachers from nearly 100 schools in Colorado use International Towne each year to teach international business, trade, currency exchange, diplomacy, and responsible credit card use in a fun, hands-on way.  Here's why International Towne is a popular program for both students and teachers: Flexible curriculum:  Lessons are multidisciplinary, user-friendly and easy to break up for team teaching. Fosters learning and ...