Each month we focus on a specific financial topic to make sure our customers continue to learn about personal finance. This month, we’re talking about investing – especially around the stock market. What is the stock market? The stock market is place – usually virtual these days – where people can buy and sell shares in a variety of companies …
Each month we focus on one financial concept to help you take the lessons you learn while at Young Americans to your home. This month we’re talking about “Balancing with the Bank.” It is very important to keep track of your own transactions in your checkbook register, and then double check your register with the statement the bank sends you every …
With the holiday season creeping up on us, it’s time to start your gift shopping. But wait! Do you know much you’ll spend for each person in your family? Do you even know how many gifts you’ll need to buy? We’ll get you on the right track with our November Concept of the Month, Savvy Shopper. Here are a few …
Spending money is as easy as knowing 1, 2, and 3. However, it’s not as easy to bounce back from debt when you’ve spent TOO much money. Each month we focus on one financial topic that will increase the knowledge of finance for customers. The October Concept of the Month is all about a spending plan. A spending plan ensures …
At Young Americans, we teach about saving, needs versus wants, entrepreneurship and what it takes to run a business. But sometimes the cents don’t add up. So, this month we are focusing on foreign currencies. Our Concept of the Month is; Euro, Peso, Dime. We want to introduce the importance of global money and why it’s different all around the …
Each month we take one financial concept and offer our customers a deep dive. In recent months we’ve worked through needs versus wants, talked about investing, and explored budgeting. Now we’re taking a step back to include a concept that Young Americans is exploring and growing into. July’s Concept of the Month is Entrepreneurship! Getting started Each year Young Americans …
At Young Americans, we focus a lot of saving. We talk about “paying yourself first” and we give suggestions for breaking out your paycheck into separate buckets. One thing that we don’t talk as much about is investing, but it’s something we get a lot of questions about. This month’s Concept of the Month is all about investing. I hope …
Each month, we take one financial concept and dive in deep. We offer resources, activities and worksheets to help reinforce that concept. In May, we’re talking about the difference between needs and wants. For most young children, parents take care of the basic necessities of life. Kids are fed, clothed, and have a place to live. When the basics are …
During Financial Literacy Month, we’re focusing on the important concept of budgeting. In an earlier blog post, we provided resources to get youth started on mapping out a personal budget. We offered this worksheet and encouraged every reader to fill out the “Actual” column for expense and income. Next comes creating the on-going budget. Important guidelines Check out this quick overview …
Every month, we focus on one area of personal finance. To celebrate Financial Literacy Month, we’re going all out by providing lots of support and resources around BUDGETING! This is the first of two blog posts this month that will discuss budgeting. Be sure to check back halfway through the month for more information and pointers that will help your …