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Concept of the Month: Credit Smart

Natasha Rea Bank Leave a Comment

Credit is important in today’s world.  We use credit cards to pay for purchases, and we must have credit to be able to take out a loan from a bank or financial services institution.  This month, Young Americans Bank helps you learn all about credit! What is Credit? Credit is the borrowing of funds with the intent of paying them …

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Learning money basics at a young age helps build a strong financial future

Young Americans Center for Financial Education Bank, General, Get Involved, Young AmeriTowne Leave a Comment

It’s important to start conversations about money with children early on in life. Teaching kids the basics — like needs vs. wants and budgeting — can be fun and is an invaluable step in laying a strong financial foundation for future decision making. My financial journey started when I was very young and is a trend I continued with my …

Toy Cash register with fake silver coins

Money Tips and Activities for Kids

Janet Redwine General, Programs Leave a Comment

One thing that’s been on our minds this week is how we can help support parents and educators tasked with providing engaging and fun learning experiences that parents can execute at home.  Here’s some of our favorite money activities.  Think of this list as a sort of curated resource area where we’ve done the searching and provided the best financial …

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Concept of the Month: Slow and Steady Wins the Race

Natasha Rea Bank Leave a Comment

The Early Investor Catches the Worm You may have heard the saying that “time equals money” or “money equals time.”  But, do you know what that means?  In the world of investing, the earlier you start investing, the more money you’re likely to have at the end.  In short, the longer you invest, the more money you’re likely to earn. …