This month at Young Americans Bank, we’re talking about credit. Â It’s not “free money” as some young people may think. Credit is the borrowing of funds with the intent of paying them back. In almost every case, there is a charge for borrowing the funds. The charge is usually in the form of fees and/or interest. Credit is considered an …
Taking Business to the Next Level
Wrapping things up Another successful partnership between Young Americans and the gSchool has wrapped up. Â The teams (young entrepreneurs and gSchool students) met up three times before the demo day to brainstorm, build, and refine the functions of their unique websites. Â Each website ended up as distinctive as the business and business owners. Â At Young Americans, we are big believers …
Each month we focus on a specific financial topic to make sure our customers continue to learn about personal finance. Â This month, we’re talking about investing – especially around the stock market. What is the stock market? The stock market is place – usually virtual these days – where people can buy and sell shares in a variety of companies …
Greetings from Young Ameritowne! I’m fortunate enough to work in a place unlike any other. You could say I get to be a tourist, only the place I’m visiting has no zip code, the constituency is made up of different people every day, and businesses never have the same employees twice. Each morning the (new) mayor gives an inspirational speech …
We’ve done several posts on great tools for entrepreneurs (here and here). Â However, we recently came across this guest blog via VentureBeat that lists some more wonderful tools and apps for startups and business owners. Edward Lakatis, CEO of Zapporoo, compiled this great list we think worth sharing. Â Here are a few suggestions to start off: Evernote Business Digg Smartr …
Each month we focus on one financial concept to help you take the lessons you learn while at Young Americans to your home.  This month we’re talking about “Balancing with the Bank.” It is very important to keep track of your own transactions in your checkbook register, and then double check your register with the statement the bank sends you every …
The holiday season is a great time for students to practice financial responsibility. Whether kids are shopping for others or for themselves, parents have plenty of opportunities to raise questions about wants and needs, saving, budgeting, and a whole host of other topics. Of course, this is also a fabulous time for buying fun, educational products for youngsters. Gift ideas! …
As all parents know, every child learns at a different pace. However, there are suggested ages for when children should learn to walk, talk, count, and spell Personal finance is no different. There are lots of concepts to grasp, and it can be difficult to know when a child is ready to tackle one. It’s important to remember that young …
With the holiday season creeping up on us, it’s time to start your gift shopping. Â But wait! Â Do you know much you’ll spend for each person in your family? Â Do you even know how many gifts you’ll need to buy? We’ll get you on the right track with our November Concept of the Month, Savvy Shopper. Â Here are a few …
Spending money is as easy as knowing 1, 2, and 3.  However, it’s not as easy to bounce back from debt when you’ve spent TOO much money.  Each month we focus on one financial topic that will increase the knowledge of finance for customers.  The October Concept of the Month is all about a spending plan.  A spending plan ensures …
