A Towne bank teller assists another participant with manner others

Sponsor Spotlight: JJP Family Foundation Involves All Learners in Experiential Education

Janet Redwine Get Involved, International Towne, Young AmeriTowne Leave a Comment

“Tell me and I forget. Teach me and I remember.  Involve me and I learn.” – Benjamin Franklin Both anecdotal and research-based evidence suggests that students learn best when they experience a concept for themselves.  The Young AmeriTowne and International Towne programs do just that in the field of financial education.  They allow elementary and middle school students to open their own …

Market students at work in Young AmeriTowne

Sponsor Spotlight: Lifelong lessons delivered by CliftonLarsonAllen Foundation

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Each year, the Send-a-School Project affords low-income schools an opportunity to participate in the Young AmeriTowne and International Towne educational programs.  A valuable partner in this work is CliftonLarsonAllen Foundation, which provided scholarship funds for 504 deserving students last year. Why is this learning so valuable?  Researchers are able to demonstrate that financial literacy “reduces the likelihood of being financially fragile …

Many students in International Towne exchange checks

Sponsor Spotlight: Aegon Transamerica Foundation Prepares Today’s Youth

Janet Redwine Get Involved, International Towne, Young AmeriTowne Leave a Comment

A recent report by the Federal Reserve Board finds that four in 10 American families are financially fragile: unable to meet a $400 emergency without going into debt. But there is hope!  Researchers studying financial fragility demonstrate that financial literacy “reduces the likelihood of being financially fragile by more than six percentage points…above and beyond the effects of educational achievement.” …

Fidelity Investments has funded the Send-a-School initiative of Young Americans Center since 2016.  Send-a-School ensures that deserving students and schools receive scholarships to attend the Young AmeriTowne or International Towne programs, and 8,271 students from 102 schools benefitted from this project last year.

Sponsor Spotlight: Fidelity Investments’ lasting impact on young learners

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It’s National Volunteer Week and a perfect time to shine a spotlight on a Young Americans Center for Financial Education partner that provides time, talent and treasure: Fidelity Investments.  Thanks to Fidelity Investments, young people from all backgrounds receive a hands-on lesson in financial education that lasts into adulthood. Fidelity Investments has funded the Send-a-School initiative of Young Americans Center …

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Sponsor Spotlight: Bank of the West helps kids create healthy financial habits

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“Nearly a third of young adults in a recent study were found to be “financially precarious” because they had poor financial literacy and lacked money management skills and income stability.” – ScienceDaily, citing a study by researchers at University of Illinois at Urbana-Champaign The individuals in this study will likely face a lifetime of financial hardship.  The results of the …

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Sponsor Spotlight: CoBiz ensures that all students can access AmeriTowne

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On a recent day in Young AmeriTowne, 10-year-old Ricardo* was having the time of his life.  You couldn’t walk past the Market without hearing him call out to customers, and he had a huge smile on his face as he helped customers pay for their products at the cash register.  Ricardo and his fellow classmates participated in this beloved program …

China, Japan, Singapore, Australia, and India flags shown from International Towne

Sponsor Spotlight: U.S. Bank Foundation provides real-world learning in International Towne for all students

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Nearly 11,000 young people experience International Towne, a hands-on lesson in global economics, every year.  This number includes more than 1,800 students who participate as part of the Send-a-School scholarship initiative, funded in part by proud supporter U.S. Bank Foundation. What makes this learning so powerful, particularly for low-income students, is that the lessons they are learning will help them in …

Several students are shown in Young AmeriTowne with a check from State Farm. State Farm Presentation Permitted Check in YAT

Sponsor Spotlight: State Farm® is Here to help life go right.®

Janet Redwine Get Involved, Young AmeriTowne, YouthBiz Leave a Comment

Young Americans Center for Financial Education (YAC) could not exist without the support of our community. This week we’d like to highlight the unique partnership between State Farm and the students who learn hands-on financial literacy in Young AmeriTowne, International Towne, and YouthBiz. State Farm’s support of YAC’s Send-a-School initiative helps build a Colorado where every student, regardless of background, knows …

Young AmeriTowne town square displayed

Sponsor Spotlight: Send-a-School Partners Provide Opportunities for all Students

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Young Americans Center for Financial Education exists to provide every Colorado student, regardless of background, with the opportunity for effective training in financial literacy and workforce skills. Why is this so important? Research suggests that a basic introduction to financial concepts—saving, credit, banking, and investing—at a young age helps prepare students to be financially responsible adults. This knowledge is particularly beneficial …

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Sponsor Spotlight: CoBank creates self-sufficient young people

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What is the value of financial education?  Most people agree that better knowledge about financial concepts is a good thing, but what is the actual cost of the alternative? While actual numbers vary, all reports are disconcerting.  The National Financial Educators Council reports that in 2017, the average family lost $1,170.95 due to lack of financial knowledge.  Howard Gold, a …