Come join us! We know our customers hail from all over Colorado, plus every other state in the country and twelve other countries. That means it’s not always east to come into Young Americans Bank to make a transaction or check your balance. Unveiling the app We’re making things easier by adding a new phone app that lets our bank …
At Young Americans, we teach about saving, needs versus wants, entrepreneurship and what it takes to run a business. But sometimes the cents don’t add up. So, this month we are focusing on foreign currencies. Our Concept of the Month is; Euro, Peso, Dime. We want to introduce the importance of global money and why it’s different all around the …
The following post is written by the father of two account holders at Young Americans Bank. The family recently undertook an interesting financial exercise that could be great for other families to try! A unique budgeting exercise This Spring we tried a new tactic at home to engage our children with family budgeting. At our house we have two kids …
At Young Americans, we focus a lot of saving. We talk about “paying yourself first” and we give suggestions for breaking out your paycheck into separate buckets. One thing that we don’t talk as much about is investing, but it’s something we get a lot of questions about. This month’s Concept of the Month is all about investing. I hope …
Each month, we take one financial concept and dive in deep. We offer resources, activities and worksheets to help reinforce that concept. In May, we’re talking about the difference between needs and wants. For most young children, parents take care of the basic necessities of life. Kids are fed, clothed, and have a place to live. When the basics are …
During Financial Literacy Month, we’re focusing on the important concept of budgeting. In an earlier blog post, we provided resources to get youth started on mapping out a personal budget. We offered this worksheet and encouraged every reader to fill out the “Actual” column for expense and income. Next comes creating the on-going budget. Important guidelines Check out this quick overview …
On Monday, members of the Youth Advisory Board took a trip to the Federal Reserve and the Denver Mint. This trip is a yearly tradition with the Youth Board, and an exciting one for all who attend. The Fed The morning started off with the group carpooling to the Federal Reserve. After watching a short video on the Federal Reserve …