Concept of the Month: Why Budget?

Budget – that scary word that makes some of us feel like Scrooge – is actually a fabulous tool to help you have control of your money and your life!

When you budget:

You know how much money you have coming in, and how much money you have going out. With all that knowledge you are able to save better for that Xbox or newest iPod, for that car or trip for graduation, for college or a house!
You are less likely to squander your money on impulse purchases and can spend it instead on the things you really want.
You can stay out of debt or get out of the debt you’re already in by knowing how much money you have for your expenses and being able to pay your bills on time.

While it may feel at first like budgeting is locking you and your money up, you will actually have more freedom when you are financially savvy.

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