Below you'll find a list of all posts that have been tagged as “budgeting”
This month, Young Americans Bank wants to help you better manage your money! One of the most important personal money management rules is to live within your income. To accomplish this, most of us need a plan for how we will spend our money. Here are 5 steps you can use to create a spending plan: Step 1 – Take a …
Happy National Financial Literacy Month from Lakewood! This April, Young Americans Bank in Belmar focuses on the importance of values and spending. You might be wondering, “What exactly does that entail?” Let’s start by asking what this statement means: Most people don’t plan to fail. They simply fail to plan. In most cases, people view spending as “purchasing of valuables.” …
Do you want something but don’t have enough money? Using this worksheet, you can set a savings goal, figure out how much you can save each week or month, and find out how long it will take you to get to that goal. Why should you have a savings goal? Read on… If you don’t set a goal, chances are …
April is Financial Literacy Month–one of our favorite times of year here at Young Americans. Besides participating in a national conversation about how to better educate the public about finance, it is the perfect time for youth to take advantage of the programming and services offered by Young Americans. Young Americans Center for Financial Education is holding two FREE classes …
April is Financial Literacy Month and that means that we have LOTS of classes we’re hosting for all different age groups. Saturdays are full of one-hour classes that focus on different financial lessons for bank customers of all ages. Here’s the complete schedule for April: April 4: Savings Game (ages 9-12) April 11: Coin Carnival (ages 3-5) April 11: Smart …
Each year, millions of people make resolutions for the new year. People resolve, or commit, to change or add something in their lives. Many times resolutions focus on working out or healthy eating. Others are based around attitude or life plans. At Young Americans Bank, we want you to think about a resolution for saving for 2015. Let’s get started. …
Each month we pick on concept to focus on in Young Americans Bank. During December, we realized that, with people spending lots of money on gifts for each other, it’s easy to forget to spend money yourself! That’s why we’re promoting” Pay Yourself First,” the best way to think about saving for the future. What does “Pay Yourself First” mean? …
Who’s counting? When you walk into a shop in Young AmeriTowne, it will be staffed with a manager, an accountant, and salespeople. Each shop takes out a bank loan in order to pay their employees and pay for services that other shops provide. By the end of the day, each shop must pay back this bank loan plus 10 % …
Racking your brain for unique and creative gifts this holiday season? Support young business owners while getting your holiday shopping done. Come to the annual Young Entrepreneurs Marketplace! There will be 175+ different businesses owned by youth ages 6-21 selling homemade goodies, original artwork, handcrafted jewelry and much more! Sat. Dec. 6 from 10-2 in Denver (3550 E. First Avenue …
With the holiday season creeping up on us, it’s time to start your gift shopping. But wait! Do you know much you’ll spend for each person in your family? Do you even know how many gifts you’ll need to buy? We’ll get you on the right track with our November Concept of the Month, Savvy Shopper. Here are a few …
New Episode Alert! Listen to the SECOND EPISODE of the Money Smarts for Kids MINI PODCAST. Available in English and Spanish. ENGLISH: ow.ly/9KLA50NJCqO SPANISH: ow.ly/ah4q50NJCqP #MoneySmartsforKids #FinancialLiteracy #FinancialEducation #YACenter #YABank pic.twitter.com/w6i7DyrNkc
