Investing in Bulls or Bears

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At Young Americans, we focus a lot of saving.  We talk about “paying yourself first” and we give suggestions for breaking out your paycheck into separate buckets. One thing that we don’t talk as much about is investing, but it’s something we get a lot of questions about.  This month’s Concept of the Month is all about investing.  I hope …

Do You Need It? Or Just Want It?

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Each month, we take one financial concept and dive in deep.  We offer resources, activities and worksheets to help reinforce that concept.  In May, we’re talking about the difference between needs and wants. For most young children, parents take care of the basic necessities of life.  Kids are fed, clothed, and have a place to live.  When the basics are …

From Candy to Concept

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It starts with candy… A trip to Young Americans Bank involves many things for a young customer: making a transaction, grabbing a piece of candy, learning a new money fact, getting a Passbook stamped, and probably taking a pull on the money weights. Talking to your kids about money while in the bank is easy. It gets a lot harder …