Ask a high school student what they want their life to look like in twenty years and what response do you get? Probably a blank stare and “uhhh…” Teaching teens about values and how to live a life that aligns with those values is vitally important but, doesn’t get much attention in schools. I’ve had the opportunity to work with …
Each month we focus in on one financial topic to help our customers learn more about their personal finances. During the month of June, we’re discussing investing. We’re talking about different types of investing, and how risky each can be. It’s important to do lots of research before deciding what investing works best for you. However, this is a great …
One of the key lessons in the Young AmeriTowne free enterprise curriculum is about philanthropy. We teach our 5th grade students that philanthropy means giving of your “time, talents, and treasure.” The 5th graders have the opportunity to budget their paychecks and then give some of their AmeriTowne “treasure” during their day in Towne. Each citizen can donate AmeriTowne dollars …
Have you ever wondered what your 5th or 6th grader might do when they get a job and start paying for all the necessities in life? Look no further than the Money$ense Saturday event we hosted on April 19th. Though the group in attendance was small, the lessons learned were mighty, if not permanent. Luck of the draw The day started …
Coming to the end of my third week working in Young AmeriTowne, I still find myself mesmerized by how the students are able perform each of their tasks in a short period of time while managing to spend all of their paycheck. Each shop has its own unique services and products that other shops and citizens depend on. One of …
Debit and credit cards are all over the place, but do you know how to use them? This month at Young Americans, we’re talking “Credit and Debit Smarts,” which includes the cards. Here’s some basic information that’s helpful for our customers ages 12 to 16 who might be interested in applying for one of these cards. Debit Cards Debit cards …
Help your elementary student combat “summer unlearning” by stocking the bookshelves with some great books that have a financial theme. Regardless of your child’s interests, he or she will almost definitely enjoy these titles. Berenstain Bears Get the Gimmies by Stan and Jan Berenstain – The bear cubs ask Mama and Papa for too much stuff in this story of …
April is Financial Literacy Month, which means it’s always really busy around Young Americans. We have so many fun and exciting ways to get involved at our building and to take the lessons home with you. Although everything is free, many of these events are first-come first-serve, so be sure to register with the links provided. As always, if you …
Spotlight On: Parcel Service If you were to ask me which shop demands the most of its employees over the course of the day, the Parcel Service would certainly be somewhere at the top of my list. A small storefront nestled at the end of Profit Parkway, the Parcel Service, sponsored by UPS, plays a major role in the success …
This month at Young Americans Bank, we’re talking about credit. It’s not “free money” as some young people may think. Credit is the borrowing of funds with the intent of paying them back. In almost every case, there is a charge for borrowing the funds. The charge is usually in the form of fees and/or interest. Credit is considered an …
