Tales from Towne: You’ve Got Mail!

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Spotlight On: Parcel Service If you were to ask me which shop demands the most of its employees over the course of the day, the Parcel Service would certainly be somewhere at the top of my list.  A small storefront nestled at the end of Profit Parkway, the Parcel Service, sponsored by UPS, plays a major role in the success …

Concept of the Month: Credit Smarts

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This month at Young Americans Bank, we’re talking about credit.  It’s not “free money” as some young people may think. Credit is the borrowing of funds with the intent of paying them back. In almost every case, there is a charge for borrowing the funds. The charge is usually in the form of fees and/or interest. Credit is considered an …

Tales from Towne: Show me the money!

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Spotlight on: The Bank “Where are you all going to go first when you go on break?” “The bank!” Each student who passes through AmeriTowne is responsible for depositing his or her paycheck at the bank. A portion of their salary goes into their checking accounts and they receive the rest in cash. The students who work as bank employees …

Bull or Bear?

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Each month we focus on a specific financial topic to make sure our customers continue to learn about personal finance.  This month, we’re talking about investing – especially around the stock market. What is the stock market? The stock market is place – usually virtual these days – where people can buy and sell shares in a variety of companies …

Tales from Towne: Introduction

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Greetings from Young Ameritowne! I’m fortunate enough to work in a place unlike any other. You could say I get to be a tourist, only the place I’m visiting has no zip code, the constituency is made up of different people every day, and businesses never have the same employees twice. Each morning the (new) mayor gives an inspirational speech …

Bring a Buddy, Get $5

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If you’re a Young Americans Bank customer, did you know you can get $5 for FREE!  Just complete the form here and give it to a friend.  As soon as your buddy opens a bank account, you get $5 in your account!  See all the details on this form. The number of accounts we’ve seen over the year is pretty …

A Young AmeriTowne Original

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As of December 31, 2012, Young AmeriTowne had reached 300,009 students throughout Colorado over its 21 year history. As we begin to wrap up our 22nd year, I sat down with a 34 year old Denver native who attended the first AmeriTowne – and many after it. She has some amazing memories of her time in Towne. Meet Becky… Becky, …

Ask Amy: What Are the Best Ages to Introduce Different Money Concepts?

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As all parents know, every child learns at a different pace. However, there are suggested ages for when children should learn to walk, talk, count, and spell Personal finance is no different. There are lots of concepts to grasp, and it can be difficult to know when a child is ready to tackle one. It’s important to remember that young …

Be a Savvy Holiday Shopper

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With the holiday season creeping up on us, it’s time to start your gift shopping.  But wait!  Do you know much you’ll spend for each person in your family?  Do you even know how many gifts you’ll need to buy? We’ll get you on the right track with our November Concept of the Month, Savvy Shopper.  Here are a few …

Save? Yes You Can! You Need a Spending Plan.

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Spending money is as easy as knowing 1, 2, and 3.  However, it’s not as easy to bounce back from debt when you’ve spent TOO much money.  Each month we focus on one financial topic that will increase the knowledge of finance for customers.  The October Concept of the Month is all about a spending plan.  A spending plan ensures …