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Making a budget can be hard. But, when you make a practical budget and stick to it, you’ll find you have all the money you need for the important things you really want and need! Other reasons to budget include:
- When you make a budget and stick to it, you are less likely to squander your money on impulse purchases and can spend it instead on the things that you really want.
- You can stay out of debt or get out of the debt you’re already in if you know how much money you have for your expenses and are able to pay your bills on time.
- While it may feel at first like budgeting is locking you and your money up, you will actually have more freedom when you are financially savvy.
Ready to budget? Use this worksheet to help you get started. Then, remember to deposit your earnings in your Young Americans Bank account each month to help you save up for things you need and want!
