Balancing with the Bank

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Each month we focus on one financial concept to help you take the lessons you learn while at Young Americans to your home.  This month we’re talking about “Balancing with the Bank.” It is very important to keep track of your own transactions in your checkbook register, and then double check your register with the statement the bank sends you every …

Bring a Buddy, Get $5

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If you’re a Young Americans Bank customer, did you know you can get $5 for FREE!  Just complete the form here and give it to a friend.  As soon as your buddy opens a bank account, you get $5 in your account!  See all the details on this form. The number of accounts we’ve seen over the year is pretty …

Save? Yes You Can! You Need a Spending Plan.

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Spending money is as easy as knowing 1, 2, and 3.  However, it’s not as easy to bounce back from debt when you’ve spent TOO much money.  Each month we focus on one financial topic that will increase the knowledge of finance for customers.  The October Concept of the Month is all about a spending plan.  A spending plan ensures …

A Unique Bank Transaction

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Meet Remi, Andia, and Brooklyn.  These are not your typical 5th grade girls.  On the ride home from soccer practice, lots of girls would be talking about homework, their friends, and boys.  Instead, driving home these young ladies discussed the devastating floods that impacted thousands of people throughout Colorado.  They decided in the car to create a campaign they dubbed …

We’re Going Mobile

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Come join us! We know our customers hail from all over Colorado, plus every other state in the country and twelve other countries.  That means it’s not always east to come into Young Americans Bank to make a transaction or check your balance. Unveiling the app We’re making things easier by adding a new phone app that lets our bank …

Making $ense of All the Different Cents

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At Young Americans, we teach about saving, needs versus wants, entrepreneurship and what it takes to run a business.  But sometimes the cents don’t add up.  So, this month we are focusing on foreign currencies.  Our Concept of the Month is; Euro, Peso, Dime.  We want to introduce the importance of global money and why it’s different all around the …

Spring Cleaning Family Costs

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The following post is written by the father of two account holders at Young Americans Bank.  The family recently undertook an interesting financial exercise that could be great for other families to try! A unique budgeting exercise This Spring we tried a new tactic at home to engage our children with family budgeting. At our house we have two kids …

Investing in Bulls or Bears

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At Young Americans, we focus a lot of saving.  We talk about “paying yourself first” and we give suggestions for breaking out your paycheck into separate buckets. One thing that we don’t talk as much about is investing, but it’s something we get a lot of questions about.  This month’s Concept of the Month is all about investing.  I hope …

Friday Fest Fun

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Last week, Young Americans hosted “Friday Fest”, a free event open to the community to wrap up the school year and kick off summer. We held this unique event on the Evie Dennis Campus with our bank branch.  It was a hit! Smashing success SOAR Elementary School was release first, just after 1:00 p.m.  Scores of activities and concessions greeted …

Do You Need It? Or Just Want It?

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Each month, we take one financial concept and dive in deep.  We offer resources, activities and worksheets to help reinforce that concept.  In May, we’re talking about the difference between needs and wants. For most young children, parents take care of the basic necessities of life.  Kids are fed, clothed, and have a place to live.  When the basics are …