Students Donating in Station at YAT

Sponsor Spotlight: Giving is for kids, too, thanks to Community First Foundation

Janet Redwine Events, Get Involved, Young AmeriTowne Leave a Comment

This is the time of year when we think about giving back to our communities.  Thanks to Community First Foundation, young people can actively participate in philanthropy themselves! According to its website, Community First Foundation was founded in 1975 as Lutheran Medical Center Foundation.  The name has changed over the years, but the mission to “increase generosity and power community …

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Meet a Board Member: Charlie Maguire

Janet Redwine General, Get Involved Leave a Comment

Young Americans greatly benefits from the dedicated leaders on our three Boards of Directors overseeing Young Americans Bank and Young Americans Center for Financial Education. Today we’d like to introduce you to long-time board member Charles (Charlie) D. Maguire, Jr., Partner at Bryan Cave Leighton Paisner LLP. At Bryan Cave Leighton Paisner LLP, Charlie represents a wide range of companies in …

Finalists for Capital One Youth Business Competition

Sponsor Spotlight: Capital One Drives Youth Entrepreneurship

Janet Redwine Get Involved, YouthBiz Leave a Comment

It was 26 years ago that eight teens met with a visionary community leader in Denver’s Five Points neighborhood to solve big problems: gang violence and economic despair. Their solution? YouthBiz entrepreneurship programs, hands-on programs that provided real experience in entrepreneurship and workforce skills. Fast forward to today, and YouthBiz is still going strong.  Thanks to a partnership with Capital One …

Do you know the difference between a debit and a credit card?  A surprising number of young adults don’t.

According to a 2016 study done by LendEdu , 43% of college students couldn’t explain at least one difference between a debit and credit card.  Although the survey was small, only 455 students, that’s still a high number.

Thanks to Worldpay , formerly Vantiv, students who participate in Young AmeriTowne or International Towne gain hands-on experience about the difference between debit and credit cards.  International Towne participants receive a credit card, which they can use to pay for goods and services in Towne.  Using credit is particularly convenient because students don’t have to exchange money when they shop in a foreign country.  In Young AmeriTowne, 5th graders use a debit card to make purchases, and the funds are automatically withdrawn from their checking account.

When I asked 10-year-old Rehoboth, an Accountant working in the AmeriTowne Snack Shop, about the difference between a debit and credit card, he responded right away.  “A credit card uses money from the bank, and you have to pay it back later,” he said.  “A debit card takes money from your checking account.”  Rehoboth added that four shoppers had already used their Worldpay debit card to purchase snacks.

Young Americans Center for Financial Education is grateful for partners like Worldpay that prepare young people to be financially responsible adults someday.  Maybe Rehoboth can teach those college students a thing or two!

Sponsor Spotlight: Worldpay teaches kids credit vs. debit

Janet Redwine General, Get Involved, International Towne, Young AmeriTowne Leave a Comment

Do you know the difference between a debit and a credit card?  A surprising number of young adults don’t. According to a 2016 study done by LendEdu, 43% of college students couldn’t explain at least one difference between a debit and credit card.  Although the survey was small, only 455 students, that’s still a high number. Thanks to Worldpay, formerly …

Bank Deposit in AT

Sponsor Spotlight: AmeriTowne a lot like being an adult, thanks to FirstBank

Janet Redwine Events, General, Get Involved, Young AmeriTowne Leave a Comment

Quinn is just 11 years old, but she has a lot of responsibility.  As the Vice President of FirstBank at Young AmeriTowne, Quinn has to make payments, ensure every shop pays off their business loan, and report on the business income.  It’s a lot like being an adult. This experience is possible through the generous support of community partners like …

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Why most young people are living on the financial edge and what you can do about it.

Young Americans Center for Financial Education Get Involved Leave a Comment

What if you could give the chance at a life-time of financial self-sufficiency to a child for $40? Daniella is 20 and living on the financial edge in Denver. She did some right things: finished high school, works two jobs and helps her struggling family pay their rent. What she didn’t get was a financial education. She doesn’t use a …

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Meet a Board Member: AJ Hammerstein, CO-Chair

Janet Redwine Bank, General, Get Involved Leave a Comment

A new school year means a new Youth Advisory Board at Young Americans!  This month, we are thrilled to introduce you to one of the Youth Board Co-Chairs, AJ Hammerstein, who is a Senior at East High School. AJ’s first encounter with Young Americans Center for Financial Education was his 5thgrade field trip to Young AmeriTowne.  AJ wanted to be …

UPS Toy Truck

Sponsor Spotlight: Real-life lessons in AmeriTowne, delivered by UPS

Janet Redwine Get Involved, Programs, Young AmeriTowne Leave a Comment

Students, Teachers, and Parents see the value of Young AmeriTowne, a hands-on lesson in free enterprise experienced by more than 34,000 young people every year.  Students gain valuable life lessons while having so much fun, they scarcely know they are learning!  My recent visit to the UPS Parcel Service shop served as a validation that this learning is made possible …

SCL Health Lutheran Image

Sponsor Spotlight: Career for a Day at the Lutheran Medical Center Shop

Janet Redwine Get Involved, Young AmeriTowne Leave a Comment

One goal of the Young AmeriTowne program is to provide students with hands-on career experience. Thanks to Lutheran Medical Center, fourth and fifth graders who participate in Young AmeriTowne at Belmar can explore a job in the medical field. Just like Lutheran Medical Center in Lakewood, Colorado, the AmeriTowne Medical Center shop works to provide quality patient care and customer service.  …

Lucky Penny Product Shot. Liam Lennon Headshot shows smiling in nature background. Liam’s business The Lucky Penny  creates custom items out of pennies that commemorate special events.

Spotlight on YouthBiz Stars 6-11 Winner: The Lucky Penny

Janet Redwine Events, Get Involved, YouthBiz Leave a Comment

“What could be cheaper than pennies,” thought Liam Lennon, and a business idea was born! Liam’s business The Lucky Penny creates custom items out of pennies that commemorate special events. His collection of pennies dates back to 1909, so he’s able to make keychains, bracelets and necklaces for just about any request. In working with his mentor Scott Wylie this year, Liam hopes to add online …