Young Americans hosts students at our facilities for financial literacy field trips to Ameritowne and global interdependency field trips to International Towne throughout the school year, but it was our Young Entrepreneurs turn to take a field trip on Saturday, January 10th. Nine youth owned ventures met at Open Media Foundation (OMF) to film and edit business commercials. OMF is …
As adults, we know how important our credit score can be. Many institutions, from lenders to potential employers, use this number to judge our level of responsibility. Unfortunately, youth that are just starting out rarely have a history of credit. I get a lot of questions from parents regarding how to help their children build credit without building debt, so …
Each month we pick on concept to focus on in Young Americans Bank. During December, we realized that, with people spending lots of money on gifts for each other, it’s easy to forget to spend money yourself! That’s why we’re promoting” Pay Yourself First,” the best way to think about saving for the future. What does “Pay Yourself First” mean? …
Our popular and unique Second Saturday classes are back this fall. Each month, we host scores of young bank customers and AmeriTowne alums to teach them the next step in their personal finance. Classes are one hour long and focus on great lessons for youth ages 3 to 8. The youngest class attendees get to play Coin Carnival, a fun …
Summer camp is in full swing and the Programs staff is enjoying having 2nd through 7th graders in our facility for week long camps. Our camps give the staff a chance to teach kids all about running your own business, being your own boss, International Towne, and Young Ameritowne. Programs staff love getting to know kids throughout the week of camp. Practical …
Ask a high school student what they want their life to look like in twenty years and what response do you get? Probably a blank stare and “uhhh…” Teaching teens about values and how to live a life that aligns with those values is vitally important but, doesn’t get much attention in schools. I’ve had the opportunity to work with …
CYE? SWOT? What? At Young Americans, we love our acronyms, but we know that they’re not as clear to everyone. We’re here to offer entrepreneurship help, especially with all our acronyms. CYE CYE is our Celebration for Young Entrepreneurs, our annual business competition. The application is free and online right now. You could win $1000, a mentor for a year, …
Help your elementary student combat “summer unlearning” by stocking the bookshelves with some great books that have a financial theme. Regardless of your child’s interests, he or she will almost definitely enjoy these titles. Berenstain Bears Get the Gimmies by Stan and Jan Berenstain – The bear cubs ask Mama and Papa for too much stuff in this story of …
April is Financial Literacy Month, which means it’s always really busy around Young Americans. We have so many fun and exciting ways to get involved at our building and to take the lessons home with you. Although everything is free, many of these events are first-come first-serve, so be sure to register with the links provided. As always, if you …
This month at Young Americans Bank, we’re talking about credit. It’s not “free money” as some young people may think. Credit is the borrowing of funds with the intent of paying them back. In almost every case, there is a charge for borrowing the funds. The charge is usually in the form of fees and/or interest. Credit is considered an …
