“When you put your life into perspective, you realize how little time there is to make something truly significant out of it.” – Bill Daniels Young Americans relies on the leadership of two Boards of Directors to help guide policy and strategic direction of Young Americans Bank and the nonprofit Young Americans Center for Financial Education. A member of the …
Hannah Reyes, the 13-year-old owner of HER Designs, has operated her business for five years now. Her best-selling product is a fabric rosette hair clip, but she also creates mini-personal safety alarms that use the same signature flower. In the wake of COVID-19, Hannah expanded her product line to include masks. “I realized that I have the resources, materials and …
Every year, Young Americans Center for Financial Education selects a new group of middle and high school students to serve on the Youth Advisory Board. This year may look a little different with virtual meetings and socially-distant events, but it won’t stop the board members from learning all they can from Young Americans. The Youth Advisory Board meets once a …
Young Americans Center for Financial Education (Center) and its supporters believe high-quality, proven programs in financial education should be available to ALL youth, regardless of socioeconomic background. Unfortunately, several barriers, particularly cost, preclude schools serving low-income Colorado youth from enrolling in the Young AmeriTowne or International Towne program. This is where Send-a-School comes in. Established in 2004, this initiative, which …
The key to financial well-being is to spend less than you earn. Sometimes that can be more difficult than it sounds, so you should always make a budget and stick to it! A budget is a plan for using income productively. There are many things that you can use your money for, but we divide it into four different categories: …
Each year, the Spotlight on YouthBiz Stars business competition pairs three Denver-area business leaders with three up-and-coming youth entrepreneurs. The first mentors we are highlighting for this year’s 19th annual event are Bob and Judi Newman, retired business leaders and pillars of the Denver community. Both Bob and Judi held long, successful careers in the computer industry and software development. …
A good entrepreneur can solve unique problems and adapt to dynamic situations. They see a problem and work towards a viable solution. Here at Young Americans Center, Denver’s inner-city youth are learning the important skillsets of being a great entrepreneur through the YouthBiz program – skills that are applicable no matter what career path they decide to explore. Despite many …
Daniels Scholar Interns Share Their Summer with Young Americans Center As four Daniels Scholar interns join the staff at Young Americans Center for Financial Education this summer, we couldn’t be more thrilled. These four individuals help deliver a hands-on lesson in financial education in a professional, fun, and accessible way! Michelle Lopez, age 20, is a Finance and Journalism major …
Here at Young Americans Center for Financial Education, teaching youth about long-term savings and investments is an important goal. Cambiar Investors—Young AmeriTowne Investment Shop sponsor and longtime supporter of the Center since 2007 – has shared this goal with us for over a decade. In the world of financial literacy, investing knowledge is extremely important. According to a 2018 FINRA …
Financial literacy – the ability to understand and effectively apply various financial skills, including personal financial management, budgeting, and investing – is increasingly important in today’s world. Beginning to teach kids at a young age about finances is the best way to ensure that they grow up to be self-sufficient, financially literate adults. Since 1988, the Center’s programs, through the …